If you do not enjoy a full recovery from your work injury, and suffer a permanent impairment, you may be entitled to lump sum compensation.
Lump sum compensation is only payable for permanent impairment arising from physical injuries, and you cannot claim lump sum compensation for permanent impairment arising from a non-physical (psychological or psychiatric) injury.
The lump sum compensation amount is based on the degree of Whole Person Impairment arising from the work injury, which must be assessed in accordance with the Return to Work Scheme Impairment Assessment Guidelines.
In most cases, a worker cannot ask for an assessment of their injury (for the purposes of claiming lump sum compensation) until their medical treatment has finished and their condition has reached “Maximum Medical Improvement”.
The process involved in assessment permanent impairment can be complicated, and the final monetary outcome can vary substantially depending on a number of factors.
An injured worker’s entitlement to lump sum compensation is an important part of their claim. In some cases, it is the only real “compensation” injured workers receive for their work injury.
We would recommend seeking legal advice before making a claim for lump sum compensation.